Most federal student loans are currently not due until September 2021, due to forbearance status. However, some private loans are still due. Are you concerned about the amount you are/will be paying for your student loans? What Options Do I Have? Refinance Your Loan: You may be able to take advantage of lower interest rates, [...]
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So far DRL has created 86 blog entries.
Looking for more information on the Recovery Rebate Credit? Maybe you are wondering how the IRS Economic Impact Payments will impact your tax account this year. Sound like you? How Do I Know If I am Eligible? Did you receive less than the full amount of your economic impact payment? Or, did you not receive [...]
Have you received a judgment for a debt? Maybe you do not recognize the debt or the company suing you. Chances are this is not a scam and your debt was sold to a debt buyer. In fact, most people do not take the time to find out who is suing them. So, What Do I [...]
The IRS deadline to file your 2020 taxes approaching on May 17, 2021. Are you ready? Maybe, you are worried about paying your tax bill in full. Sound familiar? Here is what you need to know: File On Time Anyway Yes, you should file anyway. Why? If you owe taxes and do not file their [...]
Have you been experiencing harder times than usual? You are not alone. In the wake of COVID-19, many people have been feeling the impact on their financial as well as personal lives. So, what can you do to keep on top of your credit and credit score during this difficult time. So, How Can Your [...]
While we are still in the middle of a pandemic, there is hope for more things opening up. In fact, you may be starting to plan for future trips. But, could your passport be at risk due to your IRS debt? What You Need to Know According to 26 USC 7345, if your IRS tax [...]
Are you about to have your paycheck garnished? If so, you may be worried about your stimulus check. So, can your stimulus check be garnished? So, Is Your Stimulus Check at Risk? Do you live in California? Good news! Your stimulus check is protected from garnishment. In fact, Californians' stimulus checks are also protected from [...]
Are you aware that the homestead exemption for personal residences increased on January 1, 2021? Here is what you need to know: So, What is a Homestead Exemption? The homestead exemption will be applied when a creditor tries to enforce a judgment against a qualified residence. Typically, this does not apply to enforcing property taxes, [...]
Suspended Student loan payments have been extended again. However, that date is approaching quicker than you think. Are you ready to resume your payments? When Are Payments Due? According to the Federal Student Aid website, you will receive your billing statement or other notice. This will come from your servicer and the office of Federal [...]
Do you have social security debt? If so, are you wondering about how to get rid of that debt? If you have received a letter from the Social Security Administration (SSA) for collection of an overpayment, you be unsure what to do next. Is this debt dischargeable in bankruptcy? Social Security Debt in Bankruptcy The good [...]