Filing bankruptcy can be daunting but having to choose which one should be filed can also make you stressed out. Choosing whether to file for bankruptcy Chapter 13 or Chapter 7 is a major financial decision These are some popular concerns asked by those who are facing financial difficulties. Both options are very similar, but [...]
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So far Darin Swayne has created 42 blog entries.
Bankruptcy Petitions and the Aftermath Having to pay back credit card bills, medical bills, and personal loans can be difficult due to the current economic situation. Trying to stop repossession, foreclosure, or even wage garnishment can also be quite a challenge. Although a bankruptcy petition will stay on credit reports many years from filing, credit [...]
Should you File for Bankruptcy? Have you been struggling with debt and can’t seem to manage your finances? Do you want to put a stop to debt collectors from constantly harassing you to make sure you pay all of your debts? Or afraid of home foreclosure due to insurmountable unpaid debt? Then your last resort [...]
Filing for Bankruptcy Consumer bankruptcy can help an individual resolve debt under federal court protection. While most filers wish to wipe their debts out, different bankruptcy types are suited for other circumstances. Filing for bankruptcy is not easy, but it can open up a lot of opportunities. If you plan to file for bankruptcy or [...]
It is almost impossible to find someone who dreamt of declaring bankruptcy for debt relief. However, if you are struggling financially, considering bankruptcy could be the best (or even only) option for you. Individuals who have successfully filed a petition for bankruptcy can wipe out their debt, which means that they did not have to [...]
Bankruptcy is considered a lawful way to clear your debts and start over with a clean slate. It gives hope to bankrupt individuals who are struggling with debt and financial obligations. It gives you a chance to achieve a debt-free life and have a fresh start. Filing bankruptcy will allow you to reorganize your finances, [...]
Are you struggling with huge piles of debt? You may consider filing for bankruptcy as the last resort to solve your debt problems. Bankruptcy is a legal process that can help you eliminate some or all of the amount that you owe to a creditor. When you declare bankruptcy, you will have the chance to [...]
A discharge is when your unpaid debts are eliminated or wiped. Once your debt is discharged, you are given bankruptcy protection from debt collectors. Debtors are also now protected from creditors that are harassing you or making any attempt from collecting the debt including foreclosure, repossession, and wage garnishment even if the lender already acquired [...]
California gives a lot of benefits to its inhabitants but it can also be a cause for having high costs of living that easily make people owe other people and be in debt where insolvency takes place later on and many are forced into bankruptcy. Bankruptcy is a legal proceeding that helps debtors to obtain [...]
Declaring bankruptcy lets you get back up on your feet after financial hardship due to medical bills, credit card debt, and student loans, among others. After bankruptcy, you’ll need to begin rebuilding your credit. One way to do this is to acquire a credit card to work on your creditworthiness. In this article, we’ll talk [...]