The 2018 Tax Filing Season is about to start. Are you expecting a tax refund this year? Don’t waste it on payments! Take control by eliminating your debt and increasing your credit score.
Most of us rely on our vehicles as our main form of transportation to work, school, and other obligations. This is especially true of those of us living in Southern California. For this reason, we receive a lot of questions about if it is possible to keep a vehicle when filing for bankruptcy.
A reaffirmation in bankruptcy is an agreement that you can choose to sign with a creditor that will prevent that debt from being discharged in bankruptcy. Typically, when a person files for bankruptcy under Chapter 7, they are looking to discharge all or most of their debts. However, in some cases, a person may want to retain a debt while filing for Chapter 7.
With a new year just beginning, you might be starting to prepare for filing your 2018 taxes. Whether you are prepared or not, there are things you should know before filing your taxes. Many people depend on deducting their charitable donations to reduce their tax bills. However, changes to tax law may affect your ability […]
What is a credit score? A credit score is a number that shows how likely you are to repay your debts. A credit report shows the factors that led to your score (credit accounts, credit cards, loans, credit limits, account balances and payment history). So, how can your credit score help you? When your credit […]
As 2018 ends, we are taking time to reflect on the year’s successes and setbacks. Do you feel that your credit score has been holding you back? Don’t worry. The good news is that you can take some active steps towards making positive changes to your financial situation. Starting now, take some time to look […]
The cost of higher education continues to rise, making it difficult for the average person to pay for it without aid. If you are considering taking out a student loan, there is a lot to consider before committing to one. What To Do Before Taking Out a Student Loan According to the U.S. Department of […]
What is Refinancing? Refinancing is a process of replacing an existing loan with a new one. The idea is to take the new loan and use it to pay off your current debt. However, it is important to understand that even if you refinance, your loan balance will not change. Meaning, you will need to […]
Ultimately, only you will be able to make the decision if you need the help of a professional bankruptcy attorney. But, we have put together some information that will help you through that decision-making process. First, if you are struggling with debt or collection agencies, you may be overwhelmed and unsure what to do. You […]
Without proper preparation, bankruptcy can be a complicated process. However, there are small adjustments you can work out with an attorney to set you up for success. Make sure that you speak with an attorney about what will work best for you. Here are several things to keep in mind: Your Bank Account Any extra […]
