Worried about your credit score? You are not alone. Whether you've been struggling since COVID-19 hit or your finances and debt are just growing too much, here's what you need to know: What is a Credit Score & Why is it Important? This is a very important number to know. Your credit score shows you [...]
Are you being harassed by debt collectors for medical debt? You're not alone. Millions of Americans are dealing with medical debt. Before you dip into your retirement or existing savings, there are things you should know. So, what can debt collectors do? What Debt Collectors Can Do Contact you up to 7 times within a [...]
Are you concerned about the amount of your debt? You may be wondering what the best options are for managing your debt. You could do nothing, but your debt will continue to grow. You may even end up with lawsuits and judgments against you. So, what are your other options? Borrow Money Be VERY careful [...]
According to the Wall Street Journal, Americans are borrowing at higher levels than previously reported. Whether it's a loan or a credit card purchase, borrowing is at higher levels than previously seen. With the holiday season in full swing, are you guilty of charging or borrowing too much? What Can You Do? If you have [...]
If you are like most Americans, the stimulus payments that you received have either already been spent or will be running out soon. In fact, according to the NY Times, the stimulus money received has left "many low-income Americans find their savings dwindling or even depleted." The JPMorgan Chase Institute, also explained that this occurred [...]
Facing debt is difficult. However, facing difficult financial times and losing your job due to forced vaccination requirements is even more stressful. If you are concerned about being able to pay your bills due to losing your job, you have options! So, What Are My Options? You have the option of speaking with your creditors [...]
If you are struggling with debt, you are probably weighing your options to see what will work best for you. This is exactly what you should be doing. So, what should you do if you want to avoid bankruptcy, but your debt is overwhelming? 1. Do Nothing: While you can do nothing, it is important [...]
