Are you ready to file for bankruptcy? If so, you may have started putting together your financial documents for your attorney. But, are you unsure if you have made a list of all your creditors? But, what happens if you forget to include a creditor when you file for bankruptcy? Listing Your Creditors When meeting [...]
Are you overwhelmed with the size of your debt? Are you unsure about what you can do? Stop struggling with overwhelming debt. You have options! Can't Keep Up With Your Bills? First, take some time to put together your bills. Taking stock of your expenses and income will help you get the best idea of [...]
Are you aware that the homestead exemption for personal residences increased on January 1, 2021? Here is what you need to know: So, What is a Homestead Exemption? The homestead exemption will be applied when a creditor tries to enforce a judgment against a qualified residence. Typically, this does not apply to enforcing property taxes, [...]
Do you have social security debt? If so, are you wondering about how to get rid of that debt? If you have received a letter from the Social Security Administration (SSA) for collection of an overpayment, you be unsure what to do next. Is this debt dischargeable in bankruptcy? Social Security Debt in Bankruptcy The good [...]
Do you have an existing lawsuit? Whether you are being sued for a debt or fraud, you may be wondering if you are protected in your bankruptcy. What is an Automatic Stay? When you file for bankruptcy an automatic stay helps protect you from creditors. This is a court-ordered injunction. It prevents creditors from seeking legal [...]
Coming to the decision to file for bankruptcy can be a difficult decision. So, you want to be sure that you are taking the right steps before filing. A mistake in bankruptcy can make it difficult to achieve your fresh start. We want you to be in right place before filing. Below are a list of [...]
Are you in a bankruptcy or considering filing for bankruptcy? If so, you may be wondering what happens to your tax refund in bankruptcy. Tax Refunds in Bankruptcy It is important to understand that the court will treat your tax refund as property of your estate. The amount that the trustee requires be sent back [...]
Are you concerned about what to do about a charged off debt? Maybe you saw a debt marked as charged off on your credit report. This does not necessarily mean that you do not owe the debt anymore, so be careful. You also should be aware of how a charge-off works if you are in [...]
Are you considering filing for Chapter 11 Bankruptcy, but have received something from the Paycheck Protection Program (PPP)? If so, you will want to keep reading. What is PPP? The Paycheck Protection Program, or PPP, was an Small Business Administration loan. It was aimed at helping businesses retain employees during the COVID-19 crisis. What Does [...]
Are you dealing with debt and considering bankruptcy? If so, you may be wondering how a bankruptcy attorney will help. Whether you are filing on your own or not, you will still be responsible for paying court filing fees and costs. Since the legal process can be very complicated, we recommend that you speak with [...]
