Did you know that the Federal Reserve Bank of NY's recent report shows that Americans' total household debt has increased? In fact, the "total debt balance is now $1.1 trillion higher than at the end of 2019." Don't rely on credit cards or loans to get by, you have options! So, What Are My Options? [...]
Are you dealing with a large amount of medical debt? You are not alone! In fact, according to the Kaiser Family Foundation, 26% of American adults said that they or someone in their household was struggling with paying medical bills. Many of these people think taking out a loan or using credit cards will buy [...]
Are you concerned with the size of your parent(s)'s debt? It can be difficult for older people to keep on top of their finances on a fixed income. This is especially true if medical bills or credit card bills become too much to handle. If you are looking for ways to help your parent(s) deal with [...]
If you are worried about your credit score in 2021, you are not alone. Many people have been struggling due to COVID-19 and their finances and debt are taking a hit. Here's what you need to know: What is a Credit Score & Why is it Important? This is a very important number to know. [...]
Do you have a cosigner on a loan? Cosigning is a common way to help someone with less than perfect credit. People cosign for different types of loans (car, mortgage, or student loan). But, did you know that when you cosign on a debt, you are equally liable for all payments? You become responsible for [...]
Are you dealing with the stress of debt? Perhaps you are wondering why you are still being conducted by creditors for an old debt. Are you aware that there is a statute of limitations for how long you can be contacted? So, what is a statute of limitations? What is a Statute of Limitations? A [...]
Are you overwhelmed with the size of your debt? Are you unsure about what you can do? Stop struggling with overwhelming debt. You have options! Can't Keep Up With Your Bills? First, take some time to put together your bills. Taking stock of your expenses and income will help you get the best idea of [...]
Have you recently checked your credit score? Is your score is lower than what you expected? Good news! We have five strategies that you can use to improve your credit score: 1. Pay on Time Planning ahead will help you pay your bills on time and avoid late fees and other penalties. This can be [...]
Have you received a judgment for a debt? Maybe you do not recognize the debt or the company suing you. Chances are this is not a scam and your debt was sold to a debt buyer. In fact, most people do not take the time to find out who is suing them. So, What Do I [...]
Have you been experiencing harder times than usual? You are not alone. In the wake of COVID-19, many people have been feeling the impact on their financial as well as personal lives. So, what can you do to keep on top of your credit and credit score during this difficult time. So, How Can Your [...]
