Are you receiving calls or letters for a debt? Maybe you are considering settling your debt with the creditor. Our office meets with many people in the same situation. So, here's what you need to know: Debt Settlement Debt settlement is a process where you work with your creditors to settle a delinquent account. This [...]
Do you own a small business with debt? Are you worried about how you are managing your business debt? Don’t rely on loans to get you out of debt. We have 5 tips that can help you deal with your existing business debt. 1. Evaluate Your Spending Having good money management habits will help you [...]
If you are struggling with debt, you are probably weighing your options to see what will work best for you. This is exactly what you should be doing. So, what should you do if you want to avoid bankruptcy, but your debt is overwhelming? 1. Do Nothing: While you can do nothing, it is important [...]
When you have debt of any size, it can be stressful. So, it is not uncommon for people in debt to consider using a debt settlement company. However, there are some things you should understand about debt settlement companies before you call one. While debt settlement companies promise to save money on debt repayment, they [...]
We have many people come to our office looking for a new solution. They often have tried debt settlement on their own or used a debt settlement company. What they often find is that they did not have enough cash on hand to make the requested payment to the credit card company. In other cases, the […]
Coming to the decision to speak with an attorney is not easy. It can be intimidating to know which attorney to hire. We recommend that you do your research. Speak with different qualified bankruptcy attorneys before making any final decisions. However, we are confident that our office will provide you with the dedicated service that […]
Here are 4 ways you can keep your utilization rate at a maximum of 30% of your credit card limit: Transfer Debt Pay Down Existing Balances Increase Your Limits Open Another Card Transferring Debt You can distribute your debt among all your credit cards, so that the balance on all of them is below 30% […]
Debt of any size can be stressful. Yet, most of us have some existing debt. So, how do you know if your situation requires professional help? First, sit down and assess your situation. Does your debt overshadow your assets? If so, you may want to consider bankruptcy or debt consolidation. Here are some important differences […]
