Who Is This Debt Collector Suing Me? Are you being sued by a company you've never heard of like Portfolio Recovery, Midland Funding, Cach LLC, Cavalry Portfolio Services or LVNV Funding? If so, chances are your debt was sold to a debt buyer. In fact, most people do not take the time to find out [...]
If you are struggling with your debt, you may be looking at options for a way out. Bankruptcy can be a great option for a financial fresh start. But, how will you know if bankruptcy is right for you? Here's what you need to about what bankruptcy can do for you: So, What Does Bankruptcy Do? [...]
The right to privacy is one of ten rights in the Taxpayer Bill of Rights. Taxpayers have the right to expect that any IRS action will comply with the law and be no more intrusive than necessary. The IRS must respect all due process rights, including search and seizure and a due process hearing where applicable. Examples: [...]
Worried about your credit score? You are not alone. Whether you've been struggling since COVID-19 hit or your finances and debt are just growing too much, here's what you need to know: What is a Credit Score & Why is it Important? This is a very important number to know. Your credit score shows you [...]
It can be an extremely difficult time if you are considering filing for divorce or currently in a divorce. This is especially true if you or your ex is filing for bankruptcy. You may not be sure how this will affect you or your assets. So, how does a bankruptcy affect you? Bankruptcy and Divorce [...]
Are you tired of dealing with your debt? Maybe you've decided to speak with a bankruptcy attorney about how filing can give you a financial fresh start. If so, you need to know what kind of paperwork is required for a bankruptcy case. Here's what you will need: What Documents Do I Need for Bankruptcy? [...]
Are you struggling with your car loan or overwhelmed by your car payments? Maybe you've stopped making payments altogether. You are not alone. Household debt has climbed to $15.84 trillion and auto loans have increased by $11 billion on their own. So, what can cause your car to be repossessed? Common Factors for Defaulted Loans [...]
Are you being harassed by debt collectors for medical debt? You're not alone. Millions of Americans are dealing with medical debt. Before you dip into your retirement or existing savings, there are things you should know. So, what can debt collectors do? What Debt Collectors Can Do Contact you up to 7 times within a [...]
Was your Chapter 7 bankruptcy denied? If so, you may be wondering what happens next. First, you should understand why your Chapter 7 bankruptcy can be denied. So, What Will Cause a Chapter 7 to be Denied? If you are found to hide assets, transfer assets prior to filing, and/or provide incorrect fair market values [...]
Are you struggling with debt and considering bankruptcy? There are new bankruptcy thresholds that may help you qualify. Here's what you need to know: What is Bankruptcy Threshold Adjustment and Technical Corrections Act? On June 21, 2022, President Biden signed the Bankruptcy Threshold Adjustment and Technical Corrections Act. This bill made modifications for the amount [...]
