If you are getting ready to meet with a bankruptcy attorney for a consultation, you may be wondering what to expect. A bankruptcy consultation is your chance to learn more about the filing process and your best options. What Can I Expect? Since most consultations are free, be prepared to ask and answer questions about [...]
If you are wondering if bankruptcy can stop foreclosure, you are not alone. Fortunately, you have options. The process of foreclosure usually begins after falling behind on mortgage payments. Next, the lender will prepare to sell the home at auction. The money collected through the auction is then applied to the mortgage balance. For more information on the foreclosure timeline, click here.
Ultimately, only you will be able to make the decision if you need the help of a professional bankruptcy attorney. But, we have put together some information that will help you through that decision-making process. First, if you are struggling with debt or collection agencies, you may be overwhelmed and unsure what to do. You […]
You may not know the difference between a secured debt or an unsecured debt. Knowing the difference between these debts is more important than you think. Understanding these differences are important to help you to prioritize paying off your debts, borrow money, and/or ensure that any assets tied to your debts will not be taken […]
Facing financial trouble can be difficult and stressful. This is even more difficult when you are facing foreclosure. However, while the thought of filing for bankruptcy may be scary, it actually gives you more protections than continuing to struggle or losing your home. Here is a list of pros to consider about filing for Chapter […]
Coming to the decision to speak with an attorney is not easy. It can be intimidating to know which attorney to hire. We recommend that you do your research. Speak with different qualified bankruptcy attorneys before making any final decisions. However, we are confident that our office will provide you with the dedicated service that […]
When you file for bankruptcy an automatic stay helps protect you from creditors. This is a court-ordered injunction. It prevents creditors from seeking legal action against you after filing for bankruptcy. Without the filing, creditors can contact you by mail, phone, text, and so on. Consequently, you may be overwhelmed if you are having difficulty […]
As with any area of the law, it is important to carefully select an attorney who will respond to your personal situation. The attorney should not be too busy to meet you individually and to answer questions as necessary. The best way to find a trustworthy bankruptcy attorney is to seek recommendations from family, friends […]
Time is of the essence in a foreclosure. So, it is important to know what to expect and what you can do during the process. Once you receive a Notice of Default Recorded, the foreclosure timeline has officially begun. Meaning, you have approximately 120 days until your home is sold. It will either sell at […]
If you are considering filing for bankruptcy, you may be wondering under which chapter you should file. Before you make any decisions, you should take time to meet with a qualified bankruptcy attorney to go over the options that will work best for you. However, that is not to say that you should not take [...]
