18 02, 2022

245. Can I Save My House From Foreclosure if I Have a Reverse Mortgage?

2022-04-28T06:41:40+00:00

If you have a reverse mortgage and are worried about foreclosure, you may be looking at bankruptcy. So, will bankruptcy keep your home protected? First, you should know what a reverse mortgage is and how it works. So, How Does a Reverse Mortgage Work? A reverse mortgage is a loan. However, the homeowner needs to be [...]

245. Can I Save My House From Foreclosure if I Have a Reverse Mortgage?2022-04-28T06:41:40+00:00
12 11, 2021

231. Help! Can Chapter 13 Bankruptcy Save My Home After Forbearance Ends?

2021-11-12T16:18:14+00:00

For many people who had difficulties making mortgage payments due to the pandemic, forbearance options were available. However, what happens to your home when forbearance ends and you still need help? My Mortgage Forbearance Ended, Now What? For most loans, your mortgage servicer will offer payment plans to cover the missed payments. However, some servicers may [...]

231. Help! Can Chapter 13 Bankruptcy Save My Home After Forbearance Ends?2021-11-12T16:18:14+00:00
12 07, 2021

211. What You Need to Know About New Rules That Can Help Avoid Foreclosure

2021-08-16T08:19:20+00:00

Are you behind on your mortgage? Do you or someone you know needs help stopping a foreclosure? Do not give up hope! According to the Consumer Financial Protection Bureau (CFPB), there are added protections against foreclosure in place through the end of this year. Here’s what you need to know: So, What Kind of Help [...]

211. What You Need to Know About New Rules That Can Help Avoid Foreclosure2021-08-16T08:19:20+00:00
28 05, 2021

206. Help, My Debt is Overwhelming and I Don’t Know What to Do!

2022-02-14T13:14:01+00:00

Are you overwhelmed with the size of your debt? Are you unsure about what you can do? Stop struggling with overwhelming debt. You have options!  Can't Keep Up With Your Bills? First, take some time to put together your bills. Taking stock of your expenses and income will help you get the best idea of [...]

206. Help, My Debt is Overwhelming and I Don’t Know What to Do!2022-02-14T13:14:01+00:00
26 03, 2021

197. What You Need to Know About the Homestead Exemption

2021-08-16T10:14:15+00:00

Are you aware that the homestead exemption for personal residences increased on January 1, 2021? Here is what you need to know: So, What is a Homestead Exemption? The homestead exemption will be applied when a creditor tries to enforce a judgment against a qualified residence. Typically, this does not apply to enforcing property taxes, [...]

197. What You Need to Know About the Homestead Exemption2021-08-16T10:14:15+00:00
26 02, 2021

193. What Can I Do To Avoid Bankruptcy Mistakes?

2022-02-14T13:12:43+00:00

Coming to the decision to file for bankruptcy can be a difficult decision. So, you want to be sure that you are taking the right steps before filing. A mistake in bankruptcy can make it difficult to achieve your fresh start. We want you to be in right place before filing. Below are a list of [...]

193. What Can I Do To Avoid Bankruptcy Mistakes?2022-02-14T13:12:43+00:00
22 01, 2021

188. What You Need to Know About Proposition 19

2021-08-16T11:11:01+00:00

Are you a homeowner that is struggling? Have you heard about Proposition 19? Prop 19 is also known as The Home Protection for Seniors, Severely Disabled, Families, and Victims of Wildfire or Natural Disasters Act. This Act has special rules to help eligible homeowners. There are two sections to Proposition, which will take effect on [...]

188. What You Need to Know About Proposition 192021-08-16T11:11:01+00:00
8 01, 2021

186. What is a Charge-Off and What Does it Mean for My Financial Situation?

2021-08-16T08:17:19+00:00

Are you concerned about what to do about a charged off debt? Maybe you saw a debt marked as charged off on your credit report. This does not necessarily mean that you do not owe the debt anymore, so be careful. You also should be aware of how a charge-off works if you are in [...]

186. What is a Charge-Off and What Does it Mean for My Financial Situation?2021-08-16T08:17:19+00:00
18 12, 2020

183. What You Need to Know About the New Bankruptcy Reform Bill

2020-12-30T11:37:20+00:00

Did you know that a new reform bill has been introduced on behalf of consumer debtors? Senator Elizabeth Warren and House Judiciary Chair Jerrold Nadler introduced the Consumer Bankruptcy Reform Act 2020, which will make improvements to current bankruptcy law. Improvements Include: Allowing student loans to be dischargeable through a debt-specific repayment plan Reduction in [...]

183. What You Need to Know About the New Bankruptcy Reform Bill2020-12-30T11:37:20+00:00
10 07, 2020

160. Can a Debt Collector Put a Lien on My Home?

2021-08-16T10:47:07+00:00

Have you been sued by a creditor? You may be worried about what can happen next. In fact, you may not know that your home could be at risk.  How the Lien Works When you are sued by a creditor for a balance owed and lose your case, the creditor will be granted a judgment [...]

160. Can a Debt Collector Put a Lien on My Home?2021-08-16T10:47:07+00:00