President Biden's administration announced that income-based repayment programs, like IDR (income-driven repayment) will be expanded and will allow for more borrowers to qualify for forgiveness. According to the Education Department, “at least 3.6 million borrowers will be provided with options to move closer to debt forgiveness. Also, “40,000 borrowers to receive immediate forgiveness." As with many [...]
In previous posts we've explored what an EDD Notice of Overpayment is and how to appeal that notice. But, what happens if you lose your appeal? What Happens If I Do Not Win? If you are found to be at fault in the appeal, you can next appeal the decision with the California Unemployment Insurance [...]
If you received a Notice of Overpayment or your benefits were revoked and you filed an appeal with the EDD, you may be wondering what happens next. So, what happens after the appeal? Next Steps After you have sent in the EDD's appeal form, your appeal will be processed and your case will be sent [...]
Have you received a notice of overpayment from the California Employment Development Department (EDD)? If so, it is important that you do not put off dealing with the EDD. Here's what you need to know: What Does the EDD Do? The EDD has many responsibilities, which include paying out Unemployment Insurance (UI), Disability Insurance (DI) [...]
The United States Trustee has posted important information for renters and homeowners about Emergency Rental and mortgage Assistance Programs for Californians in need. Who is Eligible? Renters having trouble paying rent or landlords who lost rental income due to challenges presented by the COVID-19 pandemic. The funding comes from the U.S. Department of the Treasury’s [...]
Are you receiving calls or letters for a debt? Maybe you are considering settling your debt with the creditor. Our office meets with many people in the same situation. So, here's what you need to know: Debt Settlement Debt settlement is a process where you work with your creditors to settle a delinquent account. This [...]
Are you being contacted by debt collectors? If so, you should know the rules about how they can communicate with you and attempt to collect on the debt. Debt collectors are bound to the rules set by the Fair Debt Collection Practices Act (Regulation F). Collectors always have to abide by consumer protection laws. So, [...]
The Los Angeles County Board of Supervisors extended eviction protections through the end of the year. In fact, the vote took place on January 25, 2022. Who Qualifies? The protections apply to residential tenants, commercial tenants and mobile home space renters in unincorporated Los Angeles County. This will also apply to any cities in the [...]
With the latest Omicron surges, you may be placed in a difficult financial situation. Prices are increasing and temporary job losses are influencing consumers. Maybe you have been relying on credit cards to help you meet your basic needs. However, this could be doing more damage to you financially if you are unable to make [...]
Did you know that the U.S. Treasury has no plans to delay the 2022 tax deadline? In fact, the deadline to file your 2021 taxes approaching on April 18, 2022. Are you ready? Maybe, you are worried about paying your tax bill in full. Here is what you need to know: File On Time! If [...]
