Employment Development Department (EDD) fraud refers to any fraudulent activity that involves using false information to apply and receive unemployment benefits from EDD. It can include falsifying information about employment status and/or using fake or stolen identities to apply for benefits. This can be done by a single scammer or an organized crime group. Do [...]
BE AWARE OF IRS SCAM ARTISTS: HOW THE IRS COMMUNICATES WITH TAXPAYERS WHEN THEY HAVE UNPAID TAXES If you owe back taxes, it's important to not get taken by scam artists who want to take your money so it's essential to know how the IRS communicates with taxpayers. Below are some basic tips from the [...]
The Biden Education Department Has Put a Pause On Accepting New Student Loan Relief Applications Following A Recent Court Ruling… But Look Out For Updates The Biden administration has paused accepting applications as part of the student loan forgiveness program following a recent court order that annulled the plan. Myra Brown and Alexander Taylor, two [...]
Did you know that there are debt limits in Chapter 13 bankruptcy cases? There’s only a certain amount of debt that you can have to qualify for a bankruptcy discharge (debt forgiveness) under Chapter 13. In a Chapter 7 or Chapter 11 bankruptcy there are no debt limits. Every three years Chapter 13 debt limits [...]
UPDATE 11/11/2022: The Biden Education Department is No Longer Accepting New Student Loan Relief Applications Following a Court Ruling But Stay Tuned- https://www.businessinsider.com/student-loan-forgiveness-can-i-still-apply-court-ruled-illegal-2022-11?utm_source=notification&utm_medium=referral The Education Department just launched the student loan debt forgiveness program on their website. Since the program is new, it may be down intermittently as the Department refines the student loan debt relief program. [...]
Chapter 13 bankruptcy allows individuals and small business owners to repay their creditors over 3 to 5 years. Chapter 13 bankruptcy is available to wage earners, self-employed and sole proprietors. If you owe taxes to the IRS and/or Franchise Tax Board, they will be listed as a creditor in your bankruptcy case. The tax agency [...]
Most people who have arrears on their mortgage payments want to save their home and if you have equity in your home then you should consider a Chapter 13. The bankruptcy discharge eliminates your personal liability for the mortgage, however it does not remove the lien that secures the mortgage. Even after filing bankruptcy, the […]
What is a foreclosure? A foreclosure occurs when you fall behind on your mortgage loan payments. If you have enough money to make the mortgage current and make up the back payments, fees, penalties, then you can take action to stop the foreclosure process. Once the money is accepted by the bank, the foreclosure […]
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