Were your wages garnished? We meet with many people worried that their wages will be garnished due to debt and EDD overpayments. If you are concerned that your wages may be in jeopardy, you will want to read on:
When Does a Wage Garnishment Happen?
A wage garnishment from a judgment occurs when an order requiring your employer to withhold a specific amount of money from your paycheck is issued by the court. That money is used to pay off the debt in small amounts. This can make paying for living expenses and other bills more difficult. It is also important to note that the wage garnishment will show on your credit report and affect your credit score.
Is the the California Employment Development Department garnishing your wages? If so, then you owe a debt to the State of California either by error or otherwise. You should know that legally, the EDD can withhold money owed to you in order to repay your debt.
So, What Can I Do?
First of all, do not ignore any summons and complaints or communications from the EDD. The common ways people can end a wage garnishment is by working directly with a creditor or by filing bankruptcy.
You should try to negotiate with a creditor to come up with a payment plan. Make sure that you will be able to maintain the plan. Or, you can explain to the court that you feel the garnishment should be reversed. You should also know that the EDD would rather work out a solution with you without turning to a wage garnishment.
Filing for bankruptcy can be scary. But, in many cases, it is a great way to start fresh. Some debts can be completely discharged and others greatly reduced. Hiring an experienced attorney will give you the necessary knowledge and experience to navigate the legal processes involved with a wage garnishment. Speak with your attorney to see what options available.
Ready To Take The Next Steps?
Before you take any action, be sure that you are informed. At the Law Office of Daniela Romero, we believe in relationships that are based on trust. Before we work together we would like to get to know you and we would like you to get to know us. We want you to be sure that we are the perfect fit for you. Call us for a free consultation to find out the options that will work best to help eliminate your wage garnishment.