Are you struggling with debt? Curious about bankruptcy and how it can help you achieve your financial fresh start? Speaking with a bankruptcy attorney is your first step to understanding what options will work best for your situation.

How Does It Work?

Good news! Most attorneys offer free consultations. Be prepared to answer questions about your finances. Don’t be shy! Also, use your consultation to ask questions, go over concerns, and find out more about the bankruptcy process.

What Should I Bring?

 To assist the attorney in understanding your financial background and filing eligibility, there is documentation you may want to bring with you. It is a good idea to start preparing these documents, whether you bring all the listed documents below with you or not. Understanding how many creditors you have and how much you make will better inform your attorney at the consultation. Remember, the more information you bring, the better an idea you will have understanding your bankruptcy eligibility.

Proof of Income:

Bringing in pay stubs from your job, self-employment earnings, and other forms of income (workers compensation, retirement, child support, social security, etc) will help the attorney understand under what chapter of bankruptcy you will be eligible to file. Also, you may need to provide income proof for the last 6 months, if possible.

Income Tax Returns:

Typically, bringing in documentation for the last 2 years is the most helpful. Also, you should be sure that your taxes are filed and current if you plan to file.

List of Your Debts:

This will include credit cards, medical bills, mortgage, vehicle, personal loans, and other outstanding loans or monies owed.  Also, if you have received a summons or notification of being sued (lawsuit), it is very important to let your attorney know. So, if you are able, bring this documentation as well.

Household Expenses:

This includes a list of necessary living expenses, debt payments, charitable contributions, retirement, and insurance premiums.

Need More Information?

At the Law Office of Daniela Romero, we believe in relationships that are based on trust. So, before we work together, we would like you to get to know us. We want you to be sure that we are the perfect fit for you. This will allow you to be completely comfortable sharing intimate and difficult details of your case, so we can offer you representation to the fullest extent of the law. Call us today to set up your free consultation.