234. What Happens to Your Intellectual Property and Royalties in Bankruptcy?
When filing for bankruptcy, you may worry about what will happen to your assets. What you may not consider is what will happen to your artistic works and royalties. Artistic works fall under intellectual property (IP) and can include things such [...]
Chapter 13 Vs. Chapter 7: Which is a Better Financial Fresh Start for You?
Filing bankruptcy can be daunting but having to choose which one should be filed can also make you stressed out. Choosing whether to file for bankruptcy Chapter 13 or Chapter 7 is a major financial decision These are some popular concerns [...]
233. Don’t Let Losing Your Job Due to Forced Vaccination Requirements Increase Your Debt!
Facing debt is difficult. However, facing difficult financial times and losing your job due to forced vaccination requirements is even more stressful. If you are concerned about being able to pay your bills due to losing your job, you have options! [...]
232. Don’t Let Debt Hold You Back, You Have Options!
Did you know that the Federal Reserve Bank of NY's recent report shows that Americans' total household debt has increased? In fact, the "total debt balance is now $1.1 trillion higher than at the end of 2019." Don't rely on credit [...]
231. Help! Can Chapter 13 Bankruptcy Save My Home After Forbearance Ends?
For many people who had difficulties making mortgage payments due to the pandemic, forbearance options were available. However, what happens to your home when forbearance ends and you still need help? My Mortgage Forbearance Ended, Now What? For most loans, your [...]
What Happens If You Declare Bankruptcy
Bankruptcy Petitions and the Aftermath Having to pay back credit card bills, medical bills, and personal loans can be difficult due to the current economic situation. Trying to stop repossession, foreclosure, or even wage garnishment can also be quite a challenge. [...]
230. What You Need to Know About Requesting a Debt Validation Letter
Are you being contacted by a debt collector? Did you know that debt collectors are legally required to send you a letter validating what the debt is and how much you owe? Here's what you need to know about a debt [...]
229. Can a Reaffirmation Agreement Help Me in Bankruptcy?
Considering bankruptcy or getting ready to file one? If so, you may not know how a reaffirmation agreement can help you. Deciding to sign a reaffirmation agreement is something that you should discuss with your attorney. However, you will need to [...]
228. Help! My Spouse Doesn’t Want to File Bankruptcy with Me
Are you ready to file for bankruptcy, but your spouse is against the idea? You are not alone. Bankruptcy can be a scary endeavor, especially if you or your spouse have misconceptions about the process and results. Here's what you need [...]
227. Help! I Cannot Afford to Pay My Medical Bills
Are you dealing with a large amount of medical debt? You are not alone! In fact, according to the Kaiser Family Foundation, 26% of American adults said that they or someone in their household was struggling with paying medical bills. Many [...]
226. I Received a Notice of Overpayment From the EDD – What Do I Do?
Have you received a notice of overpayment from the California Employment Development Department (EDD)? If so, it is important that you do not put off dealing with the EDD. Here's what you need to know: What Does the EDD Do? The [...]
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