If you are worried about your credit score in 2021, you are not alone. Many people have been struggling due to COVID-19 and their finances and debt are taking a hit. Here’s what you need to know:
What is a Credit Score & Why is it Important?
This is a very important number to know. Your credit score shows you know where your credit stands and what if anything is impacting it negatively. It shows if you are considered a risk as a borrower. You can get your free credit report from each of the three major credit bureaus (Equifax, TransUnion, and Experian) each year through Annual Credit Report.com. Be sure to dispute any inaccuracies on your credit report. If you have a legitimate dispute, the credit bureau is responsible for investigating and giving you a response. Remember, it will not count against you to get your own credit report annually.
An excellent score falls within the range of 781 to 850 and a good score falls within 661 to 780. For more information on scoring: click here.
Looking For More Ways To Improve Your Credit Score?
Contact our office today to discuss the best options for handling your debt and improving your credit score. At the Law Office of Daniela Romero, we believe in relationships that are based on trust. Before we work together, we would like you to get to know us. This will allow you to be completely comfortable sharing intimate and difficult details of your case, so we can offer you representation to the fullest extent of the law. Call us today to set up a free consultation.