During these uncertain times, you may be concerned about rebuilding your credit. But, did you know that one way to rebuild is by using a secured credit card? Even if you are hesitant to open new lines of credit, using a secured card will show that you are able to build and maintain good credit.

How Does a Secured Card Work?

A secured credit card is similar to a debit card. One benefit is that you often will qualify even if you cannot for a traditional card. You will pay the bank a security deposit prior to using it, but all the payments made will be reported as credit. You can even ask to have it switched to an unsecured card later. However, be sure to avoid any cards with high “start-up” fees when you are ready to make the switch.

Looking For More Ways To Rebuild Your Credit?

We believe in relationships that are based on trust. Before we work together, we would like you to get to know us. We want you to be sure you are the right fit for us and that we are the perfect fit for you. This will allow you to be completely comfortable sharing intimate and difficult details of your case, so we can offer you representation to the fullest extent of the law. Call us today to set up a free consultation.