Are you dealing with a large amount of medical debt? You are not alone! In fact, according to the Kaiser Family Foundation, 26% of American adults said that they or someone in their household was struggling with paying medical bills. Many of these people think taking out a loan or using credit cards will buy them time. Be careful! You have other options.

So, What Are My Options?

Before you borrow money to pay off medical debts, contact the creditor to see what options are available. You may be able to set up a repayment plan. This can help you avoid added interest or pay off the debt through a settlement. Keep in mind that a settlement payment will likely be collected in a lump sum to reduce the balance amount.

What If I Cannot Afford to Repay The Debt?

Speak with a qualified bankruptcy professional! Most medical debt(s) are unsecured and can be discharged through your bankruptcy. This will help you avoid garnished wages or a lien on your property. This can also help you tackle any other debts that are overwhelming you.

Need More Information?

At the Law Office of Daniela Romero, we believe in relationships that are based on trust. Before we work together, we would like to get to know you and we would like you to get to know us. We want you to be sure you are the right fit for us and that we are the perfect fit for you. This will allow you to be completely comfortable sharing intimate and difficult details of your case, so we can offer you representation to the fullest extent of the law. Call us today to set up a free consultation.