Once you have completed your bankruptcy, you might be avoiding using credit. However, you need to re-establish your credit! Rebuilding your credit after bankruptcy is possible, but it will also take discipline and work on your part. Remember, discharging debt and high balances through bankruptcy makes it much easier to reestablish an improved credit score! [...]
Are you worried about how to protect your identity? If so, you need to know what you can do to protect yourself. What You Can Do To Protect Yourself First, the best way to protect yourself is to keep your information private. Make sure you know why your personal information is needed. You should also [...]
Would you like to file bankruptcy but worry about how will it affect your spouse? Can one spouse file bankruptcy without the other? The short answer is yes and there are some important factors to consider before deciding to file separately or jointly. A Pasadena Bankruptcy Attorney can help you understand your options. Need More [...]
Facing financial difficulties is stressful, especially when it is tied to student loans. It can also be confusing to know what avenues are available to help reduce or eliminate your student loan debt. You may be wondering if filing for bankruptcy will eliminate your student loan debt. The good news is that it is possible [...]
Are you worried about wage garnishment? First, you should know that a garnishment of your wages will not happen unless your unsecured creditor receives a judgment from the court. What is a Wage Garnishment? A wage garnishment from a judgment happens when a court issues an order requiring your employer to withhold money from your paycheck. [...]
Knowing the difference between secured and unsecured debts is more important than you think. It can help you to prioritize paying off your debts. It can even help you borrow money or keep assets tied to your debts if you ever fall behind on payments. Secured Debts This type of debt is backed or tied [...]
If you are considering filing for bankruptcy, you want to be sure that you take the right steps before filing. You may be wondering if you should avoid anything.Here are some simple things you can avoid: Simple Things You Avoid: Putting your name on someone else's account to pay their bills. Avoid borrowing on your [...]
If you have debt, you might be considering a debt settlement company. Before you contact a debt settlement company, there are some things you should know before you call one. Debt settlement companies promise to save money on the repayment of your debt. However, they often tack on hidden fees that add up quickly. In fact, [...]
Are you considering bankruptcy? Are you researching the bankruptcy process? If so, you may be wondering what a trustee does in a bankruptcy. So, what is a Trustee? A trustee is appointed by the court to administer your case. Basically, the trustee reviews your bankruptcy petition to look for problems or fraud. So, what does [...]
