With the latest Omicron surges, you may be placed in a difficult financial situation. Prices are increasing and temporary job losses are influencing consumers. Maybe you have been relying on credit cards to help you meet your basic needs. However, this could be doing more damage to you financially if you are unable to make [...]
Is your debt becoming too much to handle? You are not alone. Maybe you have tried to work it out with your creditors or worked with debt negotiation companies, but you find yourself still struggling with debt. Sound familiar? You are not alone. Maybe you are finally ready to prepare for bankruptcy. If so, you [...]
Did you know that the U.S. Treasury has no plans to delay the 2022 tax deadline? In fact, the deadline to file your 2021 taxes approaching on April 18, 2022. Are you ready? Maybe, you are worried about paying your tax bill in full. Here is what you need to know: File On Time! If [...]
Are you concerned about the amount of your debt? You may be wondering what the best options are for managing your debt. You could do nothing, but your debt will continue to grow. You may even end up with lawsuits and judgments against you. So, what are your other options? Borrow Money Be VERY careful [...]
On December 22, 2021, the suspended Student loan payments were extended again. However, that date is approaching quicker than you think. Are you ready to resume your payments? When Are Payments Due? According to the Federal Student Aid website, you will receive your billing statement or other notice closer to May 1, 2022. This will [...]
As this year comes to a close, we are taking time to reflect on the year’s successes and setbacks. This year has brought on incredible changes to our daily lives and our finances. Do you feel like this year has negatively impacted your finances and credit score? You are not alone! Benefits of a Good [...]
According to the Wall Street Journal, Americans are borrowing at higher levels than previously reported. Whether it's a loan or a credit card purchase, borrowing is at higher levels than previously seen. With the holiday season in full swing, are you guilty of charging or borrowing too much? What Can You Do? If you have [...]
If you are like most Americans, the stimulus payments that you received have either already been spent or will be running out soon. In fact, according to the NY Times, the stimulus money received has left "many low-income Americans find their savings dwindling or even depleted." The JPMorgan Chase Institute, also explained that this occurred [...]
Never mind the shipping delays and lower stock options this holiday season...you have the option to greatly reduce or eliminate your debt entirely! Isn't that a much better gift this holiday season? Here's What You Need to Know About Bankruptcy Bankruptcy can provide a plan to repay your creditors or completely eliminate some or all [...]
When filing for bankruptcy, you may worry about what will happen to your assets. What you may not consider is what will happen to your artistic works and royalties. Artistic works fall under intellectual property (IP) and can include things such as composed songs, films, or literary works. Artistic Works in Bankruptcy If you have [...]
