Never mind the shipping delays and lower stock options this holiday season...you have the option to greatly reduce or eliminate your debt entirely! Isn't that a much better gift this holiday season? Here's What You Need to Know About Bankruptcy Bankruptcy can provide a plan to repay your creditors or completely eliminate some or all [...]
When filing for bankruptcy, you may worry about what will happen to your assets. What you may not consider is what will happen to your artistic works and royalties. Artistic works fall under intellectual property (IP) and can include things such as composed songs, films, or literary works. Artistic Works in Bankruptcy If you have [...]
Facing debt is difficult. However, facing difficult financial times and losing your job due to forced vaccination requirements is even more stressful. If you are concerned about being able to pay your bills due to losing your job, you have options! So, What Are My Options? You have the option of speaking with your creditors [...]
For many people who had difficulties making mortgage payments due to the pandemic, forbearance options were available. However, what happens to your home when forbearance ends and you still need help? My Mortgage Forbearance Ended, Now What? For most loans, your mortgage servicer will offer payment plans to cover the missed payments. However, some servicers may [...]
Considering bankruptcy or getting ready to file one? If so, you may not know how a reaffirmation agreement can help you. Deciding to sign a reaffirmation agreement is something that you should discuss with your attorney. However, you will need to know the pros and cons to signing a reaffirmation agreement. Here's what you need [...]
Are you ready to file for bankruptcy, but your spouse is against the idea? You are not alone. Bankruptcy can be a scary endeavor, especially if you or your spouse have misconceptions about the process and results. Here's what you need to know: Why Should You File Together? When a couple files together, they can [...]
Filing for Bankruptcy Consumer bankruptcy can help an individual resolve debt under federal court protection. While most filers wish to wipe their debts out, different bankruptcy types are suited for other circumstances. Filing for bankruptcy is not easy, but it can open up a lot of opportunities. If you plan to file for bankruptcy or [...]
If you are in financial trouble and considering bankruptcy, you will want to discuss your situation in detail with a qualified bankruptcy attorney. This is especially true if you are receiving child support or receiving child support. Receiving Child Support You will need to speak with your attorney in detail about how these payments will be viewed [...]
Do you have a cosigner on a loan? Cosigning is a common way to help someone with less than perfect credit. People cosign for different types of loans (car, mortgage, or student loan). But, did you know that when you cosign on a debt, you are equally liable for all payments? You become responsible for [...]
Are you considering bankruptcy? Filing for bankruptcy can be your best bet for a financial fresh start. Do you receive Social Security payments? If so, you need to know if your social security payments will influence your bankruptcy. So, what should you do first? Meet with an Attorney Most bankruptcy attorneys offer free consultations. Our [...]
