Are you overwhelmed with the size of your debt? Are you unsure about what you can do? Stop struggling with overwhelming debt. You have options! Can't Keep Up With Your Bills? First, take some time to put together your bills. Taking stock of your expenses and income will help you get the best idea of [...]
Have you received a judgment for a debt? Maybe you do not recognize the debt or the company suing you. Chances are this is not a scam and your debt was sold to a debt buyer. In fact, most people do not take the time to find out who is suing them. So, What Do I [...]
Are you aware that the homestead exemption for personal residences increased on January 1, 2021? Here is what you need to know: So, What is a Homestead Exemption? The homestead exemption will be applied when a creditor tries to enforce a judgment against a qualified residence. Typically, this does not apply to enforcing property taxes, [...]
Once a person is no longer able to pay his debts, he may seek debt relief by filing for bankruptcy. The different types of bankruptcy are sorted into different chapters in the bankruptcy code and are named after their respective chapters. One type of bankruptcy is Chapter 7 bankruptcy. Chapter 7 bankruptcy is also known [...]
Do you have social security debt? If so, are you wondering about how to get rid of that debt? If you have received a letter from the Social Security Administration (SSA) for collection of an overpayment, you be unsure what to do next. Is this debt dischargeable in bankruptcy? Social Security Debt in Bankruptcy The good [...]
Do you have an existing lawsuit? Whether you are being sued for a debt or fraud, you may be wondering if you are protected in your bankruptcy. What is an Automatic Stay? When you file for bankruptcy an automatic stay helps protect you from creditors. This is a court-ordered injunction. It prevents creditors from seeking legal [...]
Coming to the decision to file for bankruptcy can be a difficult decision. So, you want to be sure that you are taking the right steps before filing. A mistake in bankruptcy can make it difficult to achieve your fresh start. We want you to be in right place before filing. Below are a list of [...]
Are you in a bankruptcy or considering filing for bankruptcy? If so, you may be wondering what happens to your tax refund in bankruptcy. Tax Refunds in Bankruptcy It is important to understand that the court will treat your tax refund as property of your estate. The amount that the trustee requires be sent back [...]
It can be incredibly difficult to care for a loved one with Dementia/Alzheimers or a disease that has rendered them unable to care for themselves. This is compounded when there is a large amount of debt tied to your loved one. Whether it is medical debt or something else, you may be wondering if it [...]
Are you concerned about what to do about a charged off debt? Maybe you saw a debt marked as charged off on your credit report. This does not necessarily mean that you do not owe the debt anymore, so be careful. You also should be aware of how a charge-off works if you are in [...]
