Is your debt becoming too much to handle? You are not alone. Maybe you have tried to work it out with your creditors or worked with debt negotiation companies, but you find yourself still struggling with debt. Sound familiar? You are not alone. Maybe you are finally ready to prepare for bankruptcy. If so, you [...]
Are you concerned about the amount of your debt? You may be wondering what the best options are for managing your debt. You could do nothing, but your debt will continue to grow. You may even end up with lawsuits and judgments against you. So, what are your other options? Borrow Money Be VERY careful [...]
On December 22, 2021, the suspended Student loan payments were extended again. However, that date is approaching quicker than you think. Are you ready to resume your payments? When Are Payments Due? According to the Federal Student Aid website, you will receive your billing statement or other notice closer to May 1, 2022. This will [...]
As this year comes to a close, we are taking time to reflect on the year’s successes and setbacks. This year has brought on incredible changes to our daily lives and our finances. Do you feel like this year has negatively impacted your finances and credit score? You are not alone! Benefits of a Good [...]
According to the Wall Street Journal, Americans are borrowing at higher levels than previously reported. Whether it's a loan or a credit card purchase, borrowing is at higher levels than previously seen. With the holiday season in full swing, are you guilty of charging or borrowing too much? What Can You Do? If you have [...]
If you are like most Americans, the stimulus payments that you received have either already been spent or will be running out soon. In fact, according to the NY Times, the stimulus money received has left "many low-income Americans find their savings dwindling or even depleted." The JPMorgan Chase Institute, also explained that this occurred [...]
Never mind the shipping delays and lower stock options this holiday season...you have the option to greatly reduce or eliminate your debt entirely! Isn't that a much better gift this holiday season? Here's What You Need to Know About Bankruptcy Bankruptcy can provide a plan to repay your creditors or completely eliminate some or all [...]
When filing for bankruptcy, you may worry about what will happen to your assets. What you may not consider is what will happen to your artistic works and royalties. Artistic works fall under intellectual property (IP) and can include things such as composed songs, films, or literary works. Artistic Works in Bankruptcy If you have [...]
Facing debt is difficult. However, facing difficult financial times and losing your job due to forced vaccination requirements is even more stressful. If you are concerned about being able to pay your bills due to losing your job, you have options! So, What Are My Options? You have the option of speaking with your creditors [...]
Did you know that the Federal Reserve Bank of NY's recent report shows that Americans' total household debt has increased? In fact, the "total debt balance is now $1.1 trillion higher than at the end of 2019." Don't rely on credit cards or loans to get by, you have options! So, What Are My Options? [...]
