Here are 4 ways you can keep your utilization rate at a maximum of 30% of your credit card limit: Transfer Debt Pay Down Existing Balances Increase Your Limits Open Another Card Transferring Debt You can distribute your debt among all your credit cards, so that the balance on all of them is below 30% […]
Our office receives many calls from people concerned about their low credit score. If you can relate to this, you are not alone! Having a good credit score is a concern for most of us. In fact, advertisements for checking your credit score or credit report are everywhere. So, what do you do if you […]
Does your credit stand in the way of you getting approved for financing for a home or car? Unfortunately, bad credit can prevent more than just getting approved for a loan. In fact, you may have to pay more for insurance and provide a security deposit on utilities if you move. But, financial challenges shouldn’t […]
