Are you concerned about the amount of your debt? You may be wondering what the best options are for managing your debt. You could do nothing, but your debt will continue to grow. You may even end up with lawsuits and judgments against you. So, what are your other options? Borrow Money Be VERY careful [...]
On December 22, 2021, the suspended Student loan payments were extended again. However, that date is approaching quicker than you think. Are you ready to resume your payments? When Are Payments Due? According to the Federal Student Aid website, you will receive your billing statement or other notice closer to May 1, 2022. This will [...]
As this year comes to a close, we are taking time to reflect on the year’s successes and setbacks. This year has brought on incredible changes to our daily lives and our finances. Do you feel like this year has negatively impacted your finances and credit score? You are not alone! Benefits of a Good [...]
According to the Wall Street Journal, Americans are borrowing at higher levels than previously reported. Whether it's a loan or a credit card purchase, borrowing is at higher levels than previously seen. With the holiday season in full swing, are you guilty of charging or borrowing too much? What Can You Do? If you have [...]
If you are like most Americans, the stimulus payments that you received have either already been spent or will be running out soon. In fact, according to the NY Times, the stimulus money received has left "many low-income Americans find their savings dwindling or even depleted." The JPMorgan Chase Institute, also explained that this occurred [...]
Did you know that the Federal Reserve Bank of NY's recent report shows that Americans' total household debt has increased? In fact, the "total debt balance is now $1.1 trillion higher than at the end of 2019." Don't rely on credit cards or loans to get by, you have options! So, What Are My Options? [...]
For many people who had difficulties making mortgage payments due to the pandemic, forbearance options were available. However, what happens to your home when forbearance ends and you still need help? My Mortgage Forbearance Ended, Now What? For most loans, your mortgage servicer will offer payment plans to cover the missed payments. However, some servicers may [...]
Are you ready to file for bankruptcy, but your spouse is against the idea? You are not alone. Bankruptcy can be a scary endeavor, especially if you or your spouse have misconceptions about the process and results. Here's what you need to know: Why Should You File Together? When a couple files together, they can [...]
Have you received a notice of overpayment from the California Employment Development Department (EDD)? If so, it is important that you do not put off dealing with the EDD. Here's what you need to know: What Does the EDD Do? The EDD has many responsibilities, which include paying out Unemployment Insurance (UI), Disability Insurance (DI) [...]
Are you having difficulties paying rent due to COVID-19? Or, are you a landlord that has lost income due to COVID-19? You may be eligible for assistance! What You Need to Know The U.S. Department of the Treasury’s Emergency Rental Assistance (ERA) program provides a number of state and local programs that offer assistance. This [...]
