Are you behind on your utility payments? Are you considering bankruptcy? If so, you may be wondering what will happen to your utility services after you file for bankruptcy. Here's what you need to know: Chapter 7 Bankruptcy How does Chapter 7 work? A Chapter 7 bankruptcy is the most common form of bankruptcy. You [...]
Are you considering filing for bankruptcy, but have recently been selected for a federal audit? You may be wondering if this is relevant to your case. It is. And, you will need to disclose this information to your attorney, whether the audit has been completed or is still pending. But, what if you are just [...]
President Biden's administration announced that income-based repayment programs, like IDR (income-driven repayment) will be expanded and will allow for more borrowers to qualify for forgiveness. According to the Education Department, “at least 3.6 million borrowers will be provided with options to move closer to debt forgiveness. Also, “40,000 borrowers to receive immediate forgiveness." As with many [...]
It can be an extremely difficult time if you are considering filing for divorce or currently in a divorce. This is especially true if your ex is filing for bankruptcy. You may not be sure how this will affect you or your assets. So, how does a bankruptcy affect you? Bankruptcy and Divorce Sometimes, spouses [...]
In previous posts we've explored what an EDD Notice of Overpayment is and how to appeal that notice. But, what happens if you lose your appeal? What Happens If I Do Not Win? If you are found to be at fault in the appeal, you can next appeal the decision with the California Unemployment Insurance [...]
If you received a Notice of Overpayment or your benefits were revoked and you filed an appeal with the EDD, you may be wondering what happens next. So, what happens after the appeal? Next Steps After you have sent in the EDD's appeal form, your appeal will be processed and your case will be sent [...]
Have you received a notice of overpayment from the California Employment Development Department (EDD)? If so, it is important that you do not put off dealing with the EDD. Here's what you need to know: What Does the EDD Do? The EDD has many responsibilities, which include paying out Unemployment Insurance (UI), Disability Insurance (DI) [...]
Do you receive unemployment? If so, there is some important information about unemployment income and taxes that you need to know: Unemployment & Taxes First, according to the IRS, "all unemployment compensation is taxable in the tax year it is received." When you receive your 1099-G, you will be able to see the total amount [...]
Has debt been a struggle for you? If you have been looking for ways to achieve a financial fresh start, bankruptcy is a great option. Speaking with a bankruptcy attorney is your first step to understanding what options will work best for your situation. In fact, most bankruptcy attorneys offer free consultations. So, how can [...]
Did you attend DeVry University? Did you have a student loan? If so, here’s what you need to know about what The Education Department’s canceled federal student loan debt. How to Submit a Borrower Defense Claim You will first need to submit a claim through the borrower defense page. Keep in mind that if you have [...]
