Have you received a judgment for a debt? Maybe you do not recognize the debt or the company suing you. Chances are this is not a scam and your debt was sold to a debt buyer. In fact, most people do not take the time to find out who is suing them. So, What Do I [...]
Coming to the decision to file for bankruptcy can be a difficult decision. So, you want to be sure that you are taking the right steps before filing. A mistake in bankruptcy can make it difficult to achieve your fresh start. We want you to be in right place before filing. Below are a list of [...]
Are you concerned about what to do about a charged off debt? Maybe you saw a debt marked as charged off on your credit report. This does not necessarily mean that you do not owe the debt anymore, so be careful. You also should be aware of how a charge-off works if you are in [...]
Have you recently been served for a lawsuit for a debt you are unable to pay off? You may be worried that it is too late to do anything. Not true! Here are some things you can do: NEVER Ignore a Summons & Complaint If a lawsuit has been filed against you for a debt, [...]
We have discussed the importance of checking your credit score to make sure the information is correct. But, what happens if you find incorrect information? Inaccuracies on Your Credit Report A mistake on your credit report can be as simple as an incorrect spelling of your name or an incorrect address. But, you may find [...]
During these uncertain times, you may be concerned about rebuilding your credit. But, did you know that one way to rebuild is by using a secured credit card? Even if you are hesitant to open new lines of credit, using a secured card will show that you are able to build and maintain good credit. [...]
Are you concerned about what will happen if your ex-spouse files for bankruptcy? Is your debt divided up in a family order divorce order? If so, there are some things you need to know. Sometimes, spouses split up the community property debt in family law. However, creditors can go after the other ex-spouse. This can [...]
Are you married and living in California? If so, are you considering filing for bankruptcy? You should know that you are able to do so on your own or together. But if you want to file on your own, you may be worried about how this will affect your spouse. Individual Filing In California, most [...]
Are you worried about your finances after the holiday season? If so, you are not alone. For many, there is pressure to "go big or go home" when it comes to gift giving. According to a poll conducted by CreditCards.com, 61% of people with existing credit card debt are willing to go into more debt [...]
As we all enter the holiday season, we want to be sure that you are protected. This is the time of year where scam artists are looking to take advantage of you and your holiday spirit. It can be difficult for banks to help you if willingly provide your personal information or your money. So, [...]
