Ultimately, only you will be able to make the decision if you need the help of a professional bankruptcy attorney. But, we have put together some information that will help you through that decision-making process. First, if you are struggling with debt or collection agencies, you may be overwhelmed and unsure what to do. You […]
Our office has had many clients come in with lawsuits from Midland Funding which resulted in garnished wages. What you need to know about Midland Funding is that they are a debt buyer. Debt buyers like Midland Funding purchase delinquent debts from credit card companies or banks to collect money on debts they purchased in […]
You may not know the difference between a secured debt or an unsecured debt. Knowing the difference between these debts is more important than you think. Understanding these differences are important to help you to prioritize paying off your debts, borrow money, and/or ensure that any assets tied to your debts will not be taken […]
We receive many calls from people worried that their wages will be garnished due to credit card debt. If you are only behind a few payments, you should not worry about your wages being garnished. However, if you stopped paying your bills months ago and were sued for the debt, then you should know that […]
Coming to the decision to speak with an attorney is not easy. It can be intimidating to know which attorney to hire. We recommend that you do your research. Speak with different qualified bankruptcy attorneys before making any final decisions. However, we are confident that our office will provide you with the dedicated service that […]
When you file for bankruptcy an automatic stay helps protect you from creditors. This is a court-ordered injunction. It prevents creditors from seeking legal action against you after filing for bankruptcy. Without the filing, creditors can contact you by mail, phone, text, and so on. Consequently, you may be overwhelmed if you are having difficulty […]
A wage garnishment from a judgment occurs when a court issues an order requiring your employer to withhold a specific amount of money from your paycheck. This money is used to pay off a debt incrementally until the debt is paid off. Since portions of your paycheck automatically removed, paying for living expenses and other […]
There are many reasons for why a person to default on a student loan. Sometimes a person cannot afford to keep up on payments, is not making enough money, or maybe there are other bills that need to be paid first. Regardless of the reason, if you have not been making consistent payments or have […]
Are being sued by a credit card debt? If so, what do you do? 1. Do Not Ignore a Summons & Complaint If a lawsuit has been filed against you for a debt, you need to respond. This is a serious matter. If you do nothing, you run the risk of receiving wage garnishment, lien, [...]
Are you worried about wage garnishment? First, you should know that a garnishment of your wages will not happen unless your unsecured creditor receives a judgment from the court. What is a Wage Garnishment? A wage garnishment from a judgment happens when a court issues an order requiring your employer to withhold money from your paycheck. [...]
